Credit Analyst Job BIMAS Kenya

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Jobs In Kenya
Credit Analyst Job BIMAS Kenya

Credit Analyst Job at BIMAS Kenya
BIMAS Kenya Limited seeks to fill the position of credit analyst
Reporting to: General Manager – Operations
Station: Head Office – Embu
Position Scope
Responsible for ensuring compliance with internal Credit Policies and Procedures and facilitating Management of Credit Risks in line the CBK prudential guidelines.
He /she shall safeguard the institution against loss by ensuring accuracy, completeness and credit worthiness of all the requests for loan facilities and recommend appropriate risk mitigation mechanisms

Responsibilities

  • Ensuring compliance of all internal and regulatory credit/other portfolio related policies;
  • Ensure high turnaround time (TAT) for Credit proposals
  • Ensure that all appraisal decisions meet the agreed SLA
  • Ensure all disbursed consumer loans are forwarded in time
  • Co-ordinate efforts together with Internal Audit and Branches to ensure adherence to the Credit Policy and lending guidelines
  • Work closely with Operations , Audit  and Legal departments to maintain an appropriate credit risk management culture
  • Review loan security margins as per the existing market trends and advice the management on any necessary reviews.
  • Reviewing and making recommendations relating to all new loan facilities;
  • Ensuring proper reporting, documentation and review to determine that lending to the respective segments is within acceptable risk.
  • Analyzing the loan book in terms of credit risk exposures to the corporation
  • Management of credit risks through analysis and recommend approvals for facilities within the Institutions tolerable risk levels
  • Ensure that the PAR of the portfolio is within target
  • Any other duties as assigned by the immediate supervisor

Qualifications

  • A minimum grade of B in KCSE
  • An undergraduate Bachelor’s degree in a Business related field from a recognized institution.
  • Relevant professional training in Credit management with advanced Knowledge on Credit risk assessment approaches and models.
  • Qualifications in accounting or Finance are an added advantage.
  • At least 5 years relevant experience a reputable Microfinance/banking institution, in appraising Group and Individual loans ( 2 of which should be in a similar position)
  • Proficiency in computers is mandatory.
  • Ability to analyze and interpret financial statements
  • Clear understanding of microfinance/banking industry is an added advantage.
  • Good interpersonal & communication skills with excellent customer service.
  • A team player with the drive to improve performance.
  • Self-driven and possess the ability to work with minimum supervision
  • Aged between 30 and 40 years

How to Apply
Qualified and interested candidates should download the job application form here http://www.bimaskenya.com/index.php/careers (This is Mandatory)
All applications should also include;

  • Detailed and updated Cvs
  • Copies of certificates and testimonials
  • Daytime telephone and email contacts of 3 professional referees ( one must be an   immediate supervisor and or Human resource person of current or last place worked)
  • Any other relevant information

Indicate the position as the subject of your email not later than the 10th February 2018.
Addressed to the;
The HR and Administration Manager
BIMAS Kenya Limited
P.O. Box 2299
Embu – 60100
Email; recruitment@bimaskenya.com
NB; Applications that do not follow the guidelines above will be disqualified and only shortlisted candidates will be contacted. BIMAS Kenya Limited is an equal opportunity employer

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2018-01-31T09:48:35+03:00